Granite City Mortgage of St. Cloud Inc.
Originator: Todd Hubbard
Loan Options - FHA Loans
FHA Home Loans
An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!
How it Works/Payments
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Pay your mortgage at any time without pre-payment penalties
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30, 25, 20 and 15-year terms are all available with fixed rates
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5-year adjustable-rate mortgage available
Qualification Requirements
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Credit scores as low as 600 may qualify
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Refinance up to 97.75% of your primary home’s value
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Buy a home with as little as 3.5% down (primary home)
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

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